Transferability
Digital cash should be transferable to other users
If I pay the bill for three friends, they should be able to easily transfer their share of the bill to me
Peer-to-peer payments should be possible without a third party
Neither party should be required to have registered merchant status
Neither party should have to be online to do this
Digital money can then be used for gifts, charity, or tips
Other person-to-person payments become possible, like payments to children, friends, colleagues or neighbors
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