PepperCoins are:
Cryptographically secure: it uses RSA digital signatures
Universal and easy-to-use: any consumer can pay any merchant using PepperCoins
No subscriptions are needed
Sealed and tamper-proof: it functions like pocket change and cannot be altered
They can be sent across any channel, including e- mail and text messages
Connectivity independent: merchants do not have to check with the bank or payment service provider when receiving a Peppercoin
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